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Q&A - Can I still get a home loan?

With everything that’s going on at the moment, can I still get a home loan?



Finding a home loan is one of the first and most important steps in finding your dream home. There are a variety of home loans to choose from and it’s important to educate yourself on the different types of home loans, their product features and the interest rates so you know which is right for you.


The banks are still lending and if you’re in a stable job with a stable income, there’s no reason why now the approval process would be any different from before.


Another thing to consider is pre-approval status. If you were already in the market, with your pre-approval finance, it only has a short window before you are forced to reapply, so if the right property comes along, you need to buy based on affordability and desirability today, instead of missing out and having to start the whole process again.